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What type of loans are available?

Whether you are looking for a first mortgage, adding a second mortgage or trying to refinance an existing mortgage, it is helpful to understand more about how the general loan classifications.
Zero Down Mortgage

Zero Down Mortgage
Qualification for a zero down mortgage is based on your ability to make your monthly payments. However, the loan will be larger than a typical mortgage and the interest rates higher. Not all lenders will make zero down mortgages; you may have to shop around. However, FHA loans have extremely small down payment requirements, coming close to a zero down mortgage.

 

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